How to protect your trip

Travel is an investment of both your time and money, and it is important to know how you can protect your investment. There are many types of trip protection, from travel insurance to medical evacuation, and finding the right type of coverage that matches your specific needs is crucial to reducing the stress of uncertainty associated with travel. I want to give you some high-level information about travel insurance in this article, but if you want more information or have questions please send me a message. It is as much an art as it is a science. We are here to help you navigate the world of travel insurance, so that you can travel confidently.

If you have questions or are still feeling overwhelmed, please contact us to plan your fabulous getaway coupled with peace of mind.

Travel insurance

There are many covered reasons to cancel a trip, but the number one reason travelers cancel is for medical reasons. The medical benefit is not just for you as the traveler but also for any of your immediate family members who are not traveling with you. Here is a link to a recent Forbes article that shares some common mistakes and other information on insurance.

Travel insurance can cover cancellations not only for medical but also for trip disruptions (like delayed flights), lost baggage, hurricanes, wildfires, and more. There are different levels of protection available, plus add-ons like rental car collision, or cancel for any reason (CFAR). Learn more about why you need travel insurance here.

Medical evacuation

Medical evacuation coverage ensures that you can return home if you have an emergency medical situation. This means if you are hospitalized in another country, you will be medically evacuated to the hospital of your choosing close to home.

Coverage related to COVID-19

Understandably travelers have lots of questions about insurance with regards to COVID-19.  Travel Insurance policies offer coverage if you, a traveling companion, or a family member become ill with COVID-19 and the physician has placed you in quarantine or you are hospitalized.  However, not all travel insurance policies cover the closure of destinations due to government restrictions - this is something we discuss in your Discover Call when choosing a destination.

Covac Global

With the uncertainty of travel around COVID-19, you now have the option to purchase Covac Global. This membership will provide air transport home if you were to test positive while traveling internationally. Instead of having to quarantine at the destination in which you tested positive, you would be able to evacuate and quarantine at home. Here is one person’s real-life account of the benefits of Covac Global membership.